Leasing purchase is the most popular and simplest way to become the owner of a new car. However, the path to becoming a complete car owner has several rules that must be followed.

First of all, you need to have accumulated an amount for the down payment. Typically, the down payment amounts to about 10% of the price of the selected new car. Once the car is acquired, it is important to remember that during the installment period it belongs to the leasing company, so it must be insured with comprehensive insurance. 

Upon becoming the owner of a new car, both the seller and the leasing company require you to properly maintain the car. This means you will need to regularly take it to the designated dealership for inspection and service.  

When purchasing through leasing, you can expect favorable interest rates, which would be much lower than buying a used car with a consumer loan. Furthermore, you can expedite the full purchase of the car by making higher monthly payments than agreed with the leasing company. However, if you are unable to make payments on time, the lending company will repossess the car. 

Specialists recommend using leasing if you want to acquire a new or nearly new vehicle, i.e., one costing over 10 thousand euros. As mentioned earlier, you must have saved a down payment and be ready to insure the car with comprehensive insurance. 

Leasing purchase is the simplest and most accessible way to become the owner of a new car. It is an excellent choice for those seeking a purchase for long-term use, allowing you to drive a reliable car that meets modern safety requirements without worrying about breakdowns.